The data advantage of Internet companies makes the use of digital currency more imaginative space.

    A few days ago, the Institute of Digital Currency of the Central Bank announced a cooperation with Didi Chuxing to jointly study and explore the scene innovation and application of digital RMB in the field of smart travel.The two sides look forward to promoting the ecological construction of digital RMB platform in diversified travel scenarios.

    This is the central bank's digital currency to pay party fees, transportation subsidies and the winter Olympics outside the application scenario, and the central bank's digital currency research institute with a C-terminal business scenario is the first time the Internet company.

    Established in January 2017, the Institute is dedicated to the research and development of the legal digital RMB System (DC/EP).As of August 2019, it had filed 74 digital currency patents.

    According to the official news, at present, digital research and development of the work is steady, digital currency system will insist on double operation, M0 substitute, under the premise of controllable anonymous, basically completed the function of the top-level design, standards, research and development, the alignment testing of the work, at this stage will be first in shenzhen, suzhou, male, chengdu and future games scene internally closed pilot test, but has not officially open to the public in the market use scenarios.

    Didi chuxing said that under the guidance of relevant departments, it will cooperate with the Digital Currency Research Institute of the People's Bank of China to strictly implement the guidelines of the CPC Central Committee and the State Council on improving the ability of the financial sector to serve the real economy and boost the integrated development of the digital economy and the real economy.

    In 2016, Didi set up a financial department, and at the end of 2017, Didi was granted a payment license, which laid the foundation for its entry into the financial sector.So far, Didi has obtained core financial licenses such as property insurance, small loan and payment.In June this year, According to 36kr, Didi upgraded its financial department structure and set up a financial ecological management department to focus on the operation and management of licensed businesses and continue to deepen external cooperation.

    According to Caixin, ABC was approached by Didi's financial department last year with the hope of launching a digital currency pilot in the Xiongan New Area.In addition, according to the Economic Observer, citing people familiar with the matter, digital currency in Didi will continue to follow the pace of local city and local scene tests.

    In addition to didi, Meituan and bilibili (station B) have also partnered with the central bank on the digital currency project.Among them, Meituan may try to expand Meituan usage scenarios, and the cooperation between B station and participating Banks has entered the stage of technology development.In addition, bytedance and other companies are looking to get involved.Earlier, Yi Gang, governor of the People's Bank of China, stressed that the pilot test was just a routine part of the r&d process and did not mean the official launch of the digital yuan, and there was no timetable for its launch.